/* Property Sale Advisor - homepage styles */
@font-face {
	font-family: "Inter";
	font-style: normal;
	font-weight: 400 700;
	font-display: swap;
	src: url("../fonts/inter/inter-latin.woff2") format("woff2");
}
:root {
	--navy: #10284a;
	--navy-dark: #0b1c35;
	--gold: #c9a23f;
	--gold-dark: #a9852b;
	--cream: #f7f5f0;
	--text: #1f2937;
	--muted: #5b6472;
	--line: #e3e0d8;
	--radius: 14px;
}

* { box-sizing: border-box; }

body.psa {
	margin: 0;
	font-family: "Inter", "Segoe UI", Arial, sans-serif;
	font-size: 17px;
	line-height: 1.65;
	color: var(--text);
	background: #fff;
}

.psa h1, .psa h2, .psa h3, .psa h4 { color: var(--navy); font-weight: 700; line-height: 1.25; margin: 0 0 .6em; }
.psa p { margin: 0 0 1em; }
.psa a { color: var(--navy); }
.psa img { max-width: 100%; display: block; }

.psa-section { padding: 80px 0; }
.psa-section.alt { background: var(--cream); }
.psa-eyebrow { display: inline-block; font-size: 13px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-dark); margin-bottom: 10px; }
.psa-lead { font-size: 19px; color: var(--muted); max-width: 720px; }
.psa-center { text-align: center; }
.psa-center .psa-lead { margin-left: auto; margin-right: auto; }

/* Buttons */
.psa-btn {
	display: inline-block;
	padding: 14px 26px;
	border-radius: 8px;
	font-weight: 600;
	font-size: 16px;
	text-decoration: none !important;
	border: 2px solid transparent;
	transition: background .2s, color .2s, border-color .2s;
	cursor: pointer;
}
.psa-btn-gold { background: var(--gold); color: var(--navy-dark) !important; }
.psa-btn-gold:hover { background: var(--gold-dark); color: #fff !important; }
.psa-btn-outline { border-color: #fff; color: #fff !important; }
.psa-btn-outline:hover { background: #fff; color: var(--navy) !important; }
.psa-btn-navy { background: var(--navy); color: #fff !important; }
.psa-btn-navy:hover { background: var(--navy-dark); }

/* Header */
.psa-header { background: #fff; border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 50; }
.psa-header .container { display: flex; align-items: center; justify-content: space-between; min-height: 76px; }
.psa-logo img { height: 56px; width: auto; }
.psa-nav { display: flex; align-items: center; gap: 28px; }
.psa-nav a { text-decoration: none; font-weight: 500; color: var(--text); }
.psa-nav a:hover { color: var(--gold-dark); }
.psa-nav .psa-btn { padding: 10px 18px; font-size: 15px; }
@media (max-width: 767px) {
	.psa-nav a:not(.psa-btn) { display: none; }
	.psa-logo img { height: 46px; }
}

/* Hero */
.psa-hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%); color: #fff; padding: 90px 0 80px; }
.psa-hero h1 { color: #fff; font-size: 48px; margin-bottom: 18px; }
.psa-hero .psa-sub { font-size: 21px; color: #e6e9ef; max-width: 640px; }
.psa-hero p { color: #cfd6e2; max-width: 640px; }
.psa-hero .psa-tagline { color: var(--gold); font-weight: 600; font-size: 18px; margin: 22px 0 28px; }
.psa-hero-buttons { display: flex; flex-wrap: wrap; gap: 14px; }
.psa-trust { display: flex; flex-wrap: wrap; gap: 8px 26px; margin-top: 30px; padding: 0; list-style: none; font-size: 15px; color: #cfd6e2; }
.psa-trust li::before { content: "\2713"; color: var(--gold); font-weight: 700; margin-right: 8px; }
.psa-hero-card { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 28px; }
.psa-hero-card h3 { color: #fff; font-size: 20px; }
.psa-hero-card ul { list-style: none; padding: 0; margin: 0; }
.psa-hero-card li { padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.1); color: #e6e9ef; }
.psa-hero-card li:last-child { border-bottom: 0; }
.psa-hero-card a { color: #fff; text-decoration: none; display: flex; justify-content: space-between; }
.psa-hero-card a:hover { color: var(--gold); }
@media (max-width: 991px) {
	.psa-hero { padding: 60px 0; }
	.psa-hero h1 { font-size: 36px; }
	.psa-hero-card { margin-top: 40px; }
}

/* Version 2: larger logo, compact hero with photo thumbnails */
.psa-header.big-logo { position: relative; }
.psa-header.big-logo .container { min-height: 120px; }
.psa-header.big-logo .psa-logo img { height: 109px; }
@media (max-width: 767px) { .psa-header.big-logo .psa-logo img { height: 80px; } .psa-header.big-logo .container { min-height: 96px; } }

.psa-hero.compact { padding: 34px 0 36px; }
.psa-hero.compact .psa-eyebrow { margin-bottom: 6px; }
.psa-hero.compact h1 { font-size: 36px; margin-bottom: 8px; }
.psa-hero.compact .psa-sub { font-size: 18px; line-height: 1.45; margin-bottom: 8px; }
.psa-hero.compact p { font-size: 15.5px; line-height: 1.55; margin-bottom: 0; }
.psa-hero.compact .psa-tagline { margin: 10px 0 16px; font-size: 16.5px; }
.psa-hero.compact .psa-btn { padding: 11px 20px; font-size: 15px; }
.psa-hero.compact .psa-trust { margin-top: 14px; gap: 6px 18px; font-size: 14px; }
.psa-thumbs-title { color: #fff !important; font-weight: 600; font-size: 18px !important; margin-bottom: 12px !important; }
.psa-thumbs { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.psa-thumbs a { position: relative; display: block; border-radius: 10px; overflow: hidden; aspect-ratio: 16 / 9; border: 2px solid rgba(255,255,255,.15); transition: border-color .2s, transform .2s; }
.psa-thumbs a:hover { border-color: var(--gold); transform: translateY(-2px); }
.psa-thumbs img { width: 100%; height: 100%; object-fit: cover; }
.psa-thumbs span { position: absolute; left: 0; right: 0; bottom: 0; padding: 26px 10px 9px 12px; background: linear-gradient(transparent, rgba(11,28,53,.92)); color: #fff; font-weight: 600; font-size: 14.5px; line-height: 1.3; display: flex; align-items: center; justify-content: space-between; gap: 8px; }
.psa-thumb-arrow { flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%; background: var(--gold); color: var(--navy-dark); font-size: 17px; font-weight: 700; display: flex; align-items: center; justify-content: center; box-shadow: 0 2px 8px rgba(0,0,0,.35); transition: transform .2s, background .2s; }
.psa-thumbs a:hover .psa-thumb-arrow, .psa-thumbs a:focus .psa-thumb-arrow { transform: translateX(3px); background: #fff; }
.psa-thumbs-title small { display: block; font-size: 13.5px; font-weight: 400; color: #cfd6e2; margin-top: 2px; }
@media (max-width: 991px) {
	.psa-hero.compact { padding: 32px 0 36px; }
	.psa-hero.compact h1 { font-size: 30px; }
	.psa-thumbs-title { margin-top: 28px; }
}

/* Option cards */
.psa-options { margin-top: 40px; }
.psa-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; height: 100%; display: flex; flex-direction: column; box-shadow: 0 6px 24px rgba(16,40,74,.06); }
.psa-card-img { position: relative; aspect-ratio: 16 / 9; overflow: hidden; background: var(--cream); }
.psa-card-img img { width: 100%; height: 100%; object-fit: cover; }
.psa-card-num { position: absolute; top: 14px; left: 14px; width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.psa-card-body { padding: 26px 28px 30px; display: flex; flex-direction: column; flex: 1; }
.psa-card h3 { font-size: 24px; margin-bottom: 8px; }
.psa-card-intro { color: var(--muted); }
.psa-facts { margin: 6px 0 18px; padding: 0; list-style: none; }
.psa-facts li { padding: 10px 0; border-top: 1px solid var(--line); font-size: 15.5px; }
.psa-facts strong { display: block; color: var(--navy); font-size: 13px; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 2px; }
.psa-card-note { font-size: 15px; color: var(--muted); }
.psa-card .psa-btn { margin-top: auto; align-self: flex-start; }
.psa-options .col-md-6 { margin-bottom: 30px; }

/* Values */
.psa-values { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-top: 26px; padding: 0; list-style: none; }
.psa-values li { background: #fff; border: 1px solid var(--line); border-radius: 40px; padding: 10px 22px; font-weight: 600; color: var(--navy); }

/* Lead form */
.psa-form-wrap { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 36px; box-shadow: 0 10px 30px rgba(16,40,74,.08); }
.psa-form label { font-weight: 600; font-size: 15px; color: var(--navy); margin-bottom: 6px; display: block; }
.psa-form .psa-step { font-size: 13px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--gold-dark); margin: 6px 0 12px; }
.psa-form input[type=text], .psa-form input[type=email], .psa-form input[type=tel], .psa-form select, .psa-form textarea {
	width: 100%; padding: 12px 14px; border: 1px solid #cfd3da; border-radius: 8px; font-size: 16px; font-family: inherit; color: var(--text); background: #fff;
}
.psa-form input:focus, .psa-form select:focus, .psa-form textarea:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(16,40,74,.12); }
.psa-form .form-group { margin-bottom: 18px; }
.psa-choices { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 22px; }
.psa-choices label { display: flex; align-items: center; gap: 10px; border: 1px solid #cfd3da; border-radius: 8px; padding: 12px 14px; font-weight: 500; color: var(--text); cursor: pointer; margin: 0; }
.psa-choices input { accent-color: var(--navy); width: 18px; height: 18px; flex-shrink: 0; }
.psa-choices label:has(input:checked) { border-color: var(--navy); background: #eef2f8; }
.psa-choices .psa-wide { grid-column: 1 / -1; }
@media (max-width: 575px) { .psa-choices { grid-template-columns: 1fr; } .psa-form-wrap { padding: 24px; } }
.psa-referral { background: #eef2f8; border: 1px solid #c9d3e3; border-radius: 8px; padding: 14px 16px; margin-bottom: 14px; }
.psa-referral[hidden] { display: none; }
.psa-form .psa-referral-label { display: flex; gap: 10px; align-items: flex-start; font-weight: 500; font-size: 14.5px; color: var(--text); margin: 0; cursor: pointer; }
.psa-referral-label input { width: 18px; height: 18px; margin-top: 3px; flex-shrink: 0; accent-color: var(--navy); }
.psa-consent { font-size: 13.5px; color: var(--muted); margin: 6px 0 18px; }
.psa-privacy-note { font-size: 14px; color: var(--muted); margin-top: 14px; }
.psa-privacy-note::before { content: "\1F512"; margin-right: 6px; }
.psa-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.psa-form-msg { display: none; border-radius: 8px; padding: 16px 18px; margin-bottom: 18px; font-weight: 500; }
.psa-form-msg.ok { display: block; background: #e8f5ec; color: #17633a; border: 1px solid #b9e0c6; }
.psa-form-msg.err { display: block; background: #fdecec; color: #8a1f1f; border: 1px solid #f3c1c1; }
.psa-next { list-style: none; padding: 0; margin: 24px 0 0; }
.psa-next li { display: flex; gap: 14px; margin-bottom: 18px; }
.psa-next span { flex-shrink: 0; width: 32px; height: 32px; border-radius: 50%; background: var(--gold); color: var(--navy-dark); font-weight: 700; display: flex; align-items: center; justify-content: center; }

/* Share */
.psa-share { background: var(--navy); color: #fff; border-radius: var(--radius); padding: 44px; text-align: center; }
.psa-share h2 { color: #fff; }
.psa-share p { color: #cfd6e2; max-width: 620px; margin-left: auto; margin-right: auto; }
.psa-share-buttons { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 20px; }
.psa-share-buttons a, .psa-share-buttons button { background: #fff; color: var(--navy); border: 0; border-radius: 8px; padding: 12px 20px; font-weight: 600; font-size: 15px; text-decoration: none; cursor: pointer; font-family: inherit; }
.psa-share-buttons a:hover, .psa-share-buttons button:hover { background: var(--gold); }

/* Footer */
.psa-footer { background: var(--navy-dark); color: #b8c1d1; padding: 60px 0 30px; font-size: 15px; }
.psa-footer h4 { color: #fff; font-size: 16px; margin-bottom: 14px; }
.psa-footer a { color: #dfe4ec; text-decoration: none; }
.psa-footer a:hover { color: var(--gold); }
.psa-footer ul { list-style: none; padding: 0; margin: 0; }
.psa-footer li { margin-bottom: 8px; }
.psa-footer .psa-footer-logo { background: #fff; border-radius: 10px; padding: 6px; display: inline-block; margin-bottom: 14px; }
.psa-footer .psa-footer-logo img { height: 56px; }
.psa-disclosure { border-top: 1px solid rgba(255,255,255,.12); margin-top: 36px; padding-top: 24px; font-size: 13px; line-height: 1.6; color: #8f9bb0; }
.psa-copy { margin-top: 16px; font-size: 13px; color: #8f9bb0; }

/* Mobile sticky bar */
.psa-mobile-bar { display: none; }
@media (max-width: 767px) {
	.psa-mobile-bar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; background: #fff; border-top: 1px solid var(--line); padding: 10px; gap: 10px; box-shadow: 0 -4px 16px rgba(0,0,0,.08); }
	.psa-mobile-bar .psa-btn { flex: 1; text-align: center; padding: 12px; font-size: 15px; }
	body.psa { padding-bottom: 72px; }
	.psa-section { padding: 56px 0; }
	.psa-share { padding: 30px 20px; }
}

/* Investor page: moving particle background over navy */
.psa-particles { position: relative; overflow: hidden; }
.psa-particles .pg-canvas { position: absolute; top: 0; left: 0; z-index: 0; pointer-events: none; }
.psa-particles > .container { position: relative; z-index: 1; }
.psa-hero-card .psa-card-check li::before { content: "\2713"; color: var(--gold); font-weight: 700; margin-right: 10px; }
.psa-hero-card.solid { background: rgba(11,28,53,.82); backdrop-filter: blur(2px); }

/* Investor page images */
.psa-figure { margin: 10px 0 0; text-align: center; }
.psa-figure img { margin: 0 auto; max-height: 340px; width: auto; }
.psa-figure figcaption { font-size: 12.5px; color: var(--muted); margin-top: 6px; }
.psa-trust-img { margin: 0 auto 24px; max-height: 380px; width: auto; }
.psa-values.left { justify-content: flex-start; }
.psa-form label small { font-weight: 400; color: var(--muted); }
@media (max-width: 991px) { .psa-figure img { max-height: 260px; } .psa-trust-img { max-height: 280px; } }

/* Process steps and strategies */
.psa-steps { margin-top: 36px; }
.psa-steps .col-md-6 { margin-bottom: 24px; }
.psa-step-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; height: 100%; box-shadow: 0 6px 24px rgba(16,40,74,.05); }
.psa-step-card h3 { font-size: 20px; margin-bottom: 8px; }
.psa-step-card p { color: var(--muted); font-size: 16px; margin: 0; }
.psa-step-num { display: inline-flex; align-items: center; justify-content: center; width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; margin-bottom: 14px; }
.psa-step-card.strategy .psa-step-num { background: var(--gold); color: var(--navy-dark); }

/* Checkboxes, notes, and review step on forms */
.psa-form .psa-check { display: flex; gap: 10px; align-items: flex-start; font-weight: 500; font-size: 14.5px; color: var(--text); margin: 0 0 14px; cursor: pointer; }
.psa-check input { width: 18px; height: 18px; margin-top: 3px; flex-shrink: 0; accent-color: var(--navy); }
.psa-note { background: #fff8e6; border: 1px solid #ecd9a3; border-radius: 8px; padding: 14px 16px; font-size: 14.5px; color: #5c4a14; margin-top: 22px; }
.psa-choices.three { grid-template-columns: 1fr 1fr 1fr; }
@media (max-width: 767px) { .psa-choices.three { grid-template-columns: 1fr; } }
.psa-review { display: none; }
.psa-review.show { display: block; }
.psa-review h3 { font-size: 22px; }
.psa-review dl { margin: 0 0 20px; border-top: 1px solid var(--line); }
.psa-review dl div { display: flex; gap: 16px; padding: 10px 0; border-bottom: 1px solid var(--line); font-size: 15.5px; }
.psa-review dt { flex: 0 0 42%; color: var(--muted); font-weight: 500; }
.psa-review dd { margin: 0; color: var(--text); font-weight: 600; word-break: break-word; }
.psa-review-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.psa-btn-ghost { border-color: var(--navy); color: var(--navy) !important; background: #fff; }
.psa-btn-ghost:hover { background: var(--cream); }

/* Guide download box */
.psa-guide { display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; max-width: 760px; margin: 34px auto 0; background: #fff; border: 1px solid var(--line); border-left: 5px solid var(--gold); border-radius: var(--radius); padding: 22px 26px; text-align: left; box-shadow: 0 6px 24px rgba(16,40,74,.06); }
.psa-guide.left { margin-left: 0; }
.psa-guide-text { flex: 1 1 300px; }
.psa-guide-text strong { display: block; color: var(--navy); font-size: 18px; margin-bottom: 4px; }
.psa-guide-text span { color: var(--muted); font-size: 15.5px; }
.psa-guide-link { font-size: 15.5px; margin: 6px 0 0; }
.psa-guide-link a { font-weight: 600; }

/* Privacy policy pages */
.psa-policy { max-width: 820px; margin: 0 auto; }
.psa-policy h1 { font-size: 36px; margin-bottom: 8px; }
.psa-policy .psa-policy-meta { color: var(--muted); font-size: 15px; margin-bottom: 30px; padding-bottom: 20px; border-bottom: 1px solid var(--line); }
.psa-policy h2 { font-size: 22px; margin: 34px 0 10px; }
.psa-policy p, .psa-policy li { font-size: 16.5px; }
.psa-policy ul { padding-left: 22px; margin: 0 0 1em; }
.psa-policy li { margin-bottom: 6px; }
.psa-policy table { width: 100%; border-collapse: collapse; margin: 6px 0 18px; font-size: 15.5px; }
.psa-policy th, .psa-policy td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
.psa-policy th { color: var(--navy); background: var(--cream); }
.psa-policy-toc { background: var(--cream); border-radius: var(--radius); padding: 18px 24px; margin-bottom: 10px; }
.psa-policy-toc ul { columns: 2; margin: 0; }
@media (max-width: 575px) { .psa-policy-toc ul { columns: 1; } .psa-policy h1 { font-size: 28px; } }

/* Investor page: who we are, projects, FAQ */
.psa-hero-fine { font-size: 13.5px !important; color: #aab6c9 !important; margin-top: 14px !important; }
.psa-sub-dark { font-size: 19px; color: var(--navy); font-weight: 600; }
.psa-relationship { display: grid; gap: 12px; margin-bottom: 18px; }
.psa-relationship div { background: var(--cream); border-left: 4px solid var(--gold); border-radius: 8px; padding: 14px 18px; }
.psa-relationship strong { display: block; color: var(--navy); }
.psa-relationship span { color: var(--muted); font-size: 15.5px; }
.psa-projects { margin-top: 44px; }
.psa-project { margin: 0 0 24px; border-radius: var(--radius); overflow: hidden; background: #fff; border: 1px solid var(--line); box-shadow: 0 6px 24px rgba(16,40,74,.06); }
.psa-project img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.psa-project figcaption { padding: 12px 16px; font-weight: 600; color: var(--navy); }
.psa-projects-note, .psa-fine-dark { font-size: 13.5px; color: var(--muted); margin-top: 4px; }
.psa-faq { max-width: 820px; margin: 30px auto 0; }
.psa-faq details { background: #fff; border: 1px solid var(--line); border-radius: 10px; margin-bottom: 12px; padding: 0 20px; }
.psa-faq summary { cursor: pointer; list-style: none; padding: 18px 30px 18px 0; font-weight: 600; color: var(--navy); font-size: 17px; position: relative; }
.psa-faq summary::-webkit-details-marker { display: none; }
.psa-faq summary::after { content: "+"; position: absolute; right: 0; top: 14px; font-size: 24px; color: var(--gold-dark); }
.psa-faq details[open] summary::after { content: "\2212"; }
.psa-faq details p { color: var(--muted); padding-bottom: 18px; margin: 0; }
@media (max-width: 991px) { .psa-nav a[href="#faq"] { display: none; } }

/* Option pages: navigation bar between pages */
.psa-subnav { background: var(--navy-dark); border-bottom: 1px solid rgba(255,255,255,.08); }
.psa-subnav .container { display: flex; align-items: center; gap: 4px; overflow-x: auto; white-space: nowrap; scrollbar-width: none; }
.psa-subnav .container::-webkit-scrollbar { display: none; }
.psa-subnav a { color: #cfd6e2; text-decoration: none; font-size: 14.5px; font-weight: 500; padding: 13px 12px; border-bottom: 3px solid transparent; }
.psa-subnav a:hover { color: #fff; }
.psa-subnav a.active { color: #fff; border-bottom-color: var(--gold); }
.psa-subnav .psa-subnav-home { color: var(--gold); font-weight: 600; }
.psa-subnav-sep { flex: 1 0 12px; }

/* Option pages: article content */
.psa-article .container { max-width: 900px; }
.psa-article .lead { font-size: 20px; color: var(--navy); font-weight: 500; border-left: 4px solid var(--gold); padding-left: 18px; margin-bottom: 30px; }
.psa-article section { margin: 0 0 44px; }
.psa-article h2 { font-size: 27px; margin-bottom: 14px; }
.psa-article ul, .psa-article ol { padding-left: 22px; }
.psa-article li { margin-bottom: 6px; }
.psa-article .grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; margin: 16px 0; }
.psa-article .card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; box-shadow: 0 6px 24px rgba(16,40,74,.05); }
.psa-article .card h3 { font-size: 19px; margin-bottom: 8px; }
.psa-article .card p, .psa-article .card li { font-size: 15.5px; color: var(--muted); }
.psa-article .card h3 a { text-decoration: none; }
.psa-article ol.steps { list-style: none; padding: 0; counter-reset: step; }
.psa-article ol.steps li { counter-increment: step; position: relative; padding: 0 0 18px 58px; margin: 0; }
.psa-article ol.steps li::before { content: counter(step); position: absolute; left: 0; top: 0; width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.psa-article ol.steps li strong { color: var(--navy); font-size: 17.5px; display: block; padding-top: 7px; }
.psa-article ol.steps li p { color: var(--muted); margin: 4px 0 0; }
.psa-article table { width: 100%; border-collapse: collapse; margin: 10px 0 14px; background: #fff; border: 1px solid var(--line); border-radius: 10px; overflow: hidden; font-size: 15.5px; }
.psa-article th, .psa-article td { padding: 11px 14px; text-align: left; border-bottom: 1px solid var(--line); }
.psa-article th { background: var(--navy); color: #fff; font-weight: 600; }
.psa-article tr:last-child td { font-weight: 700; color: var(--navy); background: var(--cream); }
.psa-article details { background: #fff; border: 1px solid var(--line); border-radius: 10px; margin-bottom: 10px; padding: 0 18px; }
.psa-article summary { cursor: pointer; list-style: none; padding: 15px 30px 15px 0; font-weight: 600; color: var(--navy); position: relative; }
.psa-article summary::-webkit-details-marker { display: none; }
.psa-article summary::after { content: "+"; position: absolute; right: 0; top: 10px; font-size: 22px; color: var(--gold-dark); }
.psa-article details[open] summary::after { content: "\2212"; }
.psa-article details p { color: var(--muted); padding-bottom: 14px; margin: 0; }
.psa-article .subscribe, .psa-article .panel { background: var(--cream); border-radius: var(--radius); padding: 26px 28px; }
.psa-article .subscribe a { font-weight: 600; }
.psa-article .cta { background: var(--navy); color: #e6e9ef; border-radius: var(--radius); padding: 32px; text-align: center; }
.psa-article .cta h2 { color: #fff; }
.psa-article .cta .psa-btn-navy { background: var(--gold); color: var(--navy-dark) !important; }
.psa-article .cta .psa-btn-navy:hover { background: #fff; }
.psa-article .panel .psa-btn, .psa-article .tools .psa-btn { margin: 6px 8px 6px 0; }
.psa-article .muted, .psa-article .fine { font-size: 14px; color: var(--muted); }

/* Link cards in "Keep exploring" */
a.psa-link-card { display: block; text-decoration: none; color: inherit; transition: transform .2s, border-color .2s; }
a.psa-link-card:hover { transform: translateY(-3px); border-color: var(--gold); }
a.psa-link-card.gold { border-top: 4px solid var(--gold); }
.psa-link-arrow { display: inline-block; margin-top: 12px; font-weight: 600; color: var(--gold-dark); }
.psa-learn-more { display: inline-block; margin: 0 0 16px; font-weight: 600; color: var(--gold-dark) !important; }

/* Calculator */
.psa-article .calculator { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.psa-article .calc-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: 0 6px 24px rgba(16,40,74,.05); }
.psa-article .calc-card h3 { font-size: 19px; }
.psa-article .field { margin-bottom: 12px; }
.psa-article .field label { display: block; font-weight: 600; font-size: 14.5px; color: var(--navy); margin-bottom: 5px; }
.psa-article .field input { width: 100%; padding: 10px 12px; border: 1px solid #cfd3da; border-radius: 8px; font-size: 16px; font-family: inherit; }
.psa-article .field input:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(16,40,74,.12); }
.psa-article .field input[aria-invalid="true"] { border-color: #c0392b; }
.psa-article .field small { display: block; color: var(--muted); font-size: 13px; margin-top: 4px; }
.psa-article .result { margin-top: 10px; padding: 12px 14px; border-radius: 8px; background: var(--navy); color: #fff; font-weight: 700; font-size: 19px; text-align: center; }
.psa-article .summary-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 14px; margin-bottom: 18px; }
.psa-article .summary-grid .card { text-align: center; }
.psa-article .summary-grid strong { display: block; font-size: 26px; color: var(--navy); margin: 6px 0; }
.psa-article .tools { margin: 16px 0; }

/* Print: calculator results without site navigation */
@media print {
	.no-print, .psa-mobile-bar, .psa-consent-banner { display: none !important; }
	.psa-hero { background: #fff !important; color: #000; padding: 10px 0; }
	.psa-hero h1, .psa-hero .psa-sub { color: #000 !important; }
	.psa-article .result { background: #eee; color: #000; }
	.psa-footer { background: #fff; color: #333; padding: 10px 0; }
}
.psa-article .calculator { grid-template-columns: 1fr 1fr; }
@media (max-width: 640px) { .psa-article .calculator { grid-template-columns: 1fr; } }

/* ===== Shared compact sticky header (all pages) ===== */
html { scroll-padding-top: 84px; }
.psa-topbar { position: sticky; top: 0; z-index: 900; background: rgba(255,255,255,.97); border-bottom: 1px solid var(--line); backdrop-filter: saturate(150%) blur(6px); }
.psa-topbar.scrolled { box-shadow: 0 4px 18px rgba(16,40,74,.08); }
.psa-topbar-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.psa-top-logo img { height: 50px; width: auto; display: block; }
.psa-menu { display: flex; align-items: center; gap: 4px; }
.psa-menu-link { background: none; border: 0; font: 500 16px/1 "Inter", "Segoe UI", Arial, sans-serif; color: var(--text) !important; text-decoration: none !important; padding: 10px 12px; border-radius: 8px; cursor: pointer; display: inline-flex; align-items: center; gap: 6px; }
.psa-menu-link:hover, .psa-menu-link.active, .psa-dd.open > .psa-menu-link { color: var(--navy) !important; background: var(--cream); }
.psa-menu-link.active { font-weight: 600; box-shadow: inset 0 -2px 0 var(--gold); }
.psa-menu-home { font-weight: 600; }
.psa-caret { width: 8px; height: 8px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-2px); transition: transform .2s; }
.psa-dd.open .psa-caret { transform: rotate(-135deg) translateY(-1px); }
.psa-menu-cta { margin-left: 8px; padding: 10px 18px !important; font-size: 15px !important; }

/* Dropdowns */
.psa-dd { position: relative; }
.psa-dd-panel { display: none; position: absolute; top: calc(100% + 6px); left: 0; min-width: 260px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 14px 34px rgba(16,40,74,.14); padding: 8px; }
.psa-dd.open .psa-dd-panel { display: block; }
@media (hover: hover) and (min-width: 992px) { .psa-dd:hover .psa-dd-panel { display: block; } .psa-dd:hover .psa-caret { transform: rotate(-135deg) translateY(-1px); } .psa-dd::after { content: ""; position: absolute; left: 0; right: 0; top: 100%; height: 8px; } }
.psa-dd-panel a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--text) !important; text-decoration: none !important; font-size: 15px; }
.psa-dd-panel a:hover, .psa-dd-panel a.active { background: var(--cream); color: var(--navy) !important; }
.psa-dd-panel a.active { font-weight: 600; }
.psa-dd-panel .psa-dd-all { border-top: 1px solid var(--line); margin-top: 4px; padding-top: 12px; color: var(--gold-dark) !important; font-weight: 600; }

/* Hamburger */
.psa-burger { display: none; width: 44px; height: 44px; border: 1px solid var(--line); border-radius: 10px; background: #fff; cursor: pointer; padding: 11px 10px; flex-direction: column; justify-content: space-between; }
.psa-burger span { display: block; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .2s, opacity .2s; }
.psa-burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.psa-burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.psa-burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

@media (max-width: 991px) {
	html { scroll-padding-top: 70px; }
	.psa-topbar-inner { height: 56px; }
	.psa-top-logo img { height: 40px; }
	.psa-burger { display: flex; }
	.psa-menu { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 2px; background: #fff; border-bottom: 1px solid var(--line); box-shadow: 0 14px 30px rgba(16,40,74,.12); padding: 10px 16px 16px; max-height: calc(100vh - 56px); overflow-y: auto; }
	.psa-menu.open { display: flex; }
	.psa-menu-link { width: 100%; justify-content: space-between; padding: 14px 12px; font-size: 17px; }
	.psa-dd-panel { position: static; box-shadow: none; border: 0; padding: 0 0 6px 12px; min-width: 0; }
	.psa-dd-panel a { padding: 12px; font-size: 16px; }
	.psa-menu-cta { margin: 10px 0 0; text-align: center; justify-content: center; }
}

/* Reading progress bar */
.psa-progress { position: absolute; left: 0; right: 0; bottom: -1px; height: 3px; background: transparent; pointer-events: none; }
.psa-progress span { display: block; height: 100%; width: 0; background: var(--gold); transition: width .1s linear; }

/* Scroll arrows */
.psa-scroll-arrows { position: fixed; right: 18px; bottom: 24px; z-index: 800; display: flex; flex-direction: column; gap: 8px; }
.psa-scroll-arrows button { width: 44px; height: 44px; border-radius: 50%; border: 0; background: var(--navy); color: #fff; font-size: 20px; line-height: 1; cursor: pointer; box-shadow: 0 6px 18px rgba(16,40,74,.25); opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity .2s, transform .2s, visibility .2s, background .2s; }
.psa-scroll-arrows button:hover { background: var(--gold); color: var(--navy-dark); }
.psa-scroll-arrows.show-up .psa-scroll-up, .psa-scroll-arrows.show-down .psa-scroll-down { opacity: .92; visibility: visible; transform: none; }
@media (max-width: 767px) {
	.psa-scroll-arrows { right: 12px; bottom: 18px; }
	.psa-scroll-arrows button { width: 40px; height: 40px; font-size: 18px; }
	body:has(.psa-mobile-bar) .psa-scroll-arrows { bottom: 86px; }
}
@media print { .psa-topbar, .psa-scroll-arrows { display: none !important; } }

/* ===== Readable logo: taller sticky header ===== */
html { scroll-padding-top: 104px; }
.psa-topbar-inner { height: 92px; }
.psa-top-logo img { height: 78px; }
@media (max-width: 991px) {
	html { scroll-padding-top: 80px; }
	.psa-topbar-inner { height: 70px; }
	.psa-top-logo img { height: 58px; }
	.psa-menu { max-height: calc(100vh - 70px); }
}

/* ===== Scroll arrows: vertically centered, beside the right text margin ===== */
.psa-scroll-arrows { top: 50%; bottom: auto !important; transform: translateY(-50%); right: 12px; }
@media (min-width: 1200px) { .psa-scroll-arrows { right: max(12px, calc((100vw - 1140px) / 2 - 58px)); } }
@media (max-width: 767px) { .psa-scroll-arrows { right: 8px; } .psa-scroll-arrows button { width: 38px; height: 38px; } }

/* ===== Page end: share row + small menu above the footer ===== */
.psa-pageend { background: var(--cream); border-top: 1px solid var(--line); padding: 26px 0 22px; }
.psa-share-row { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 10px; margin-bottom: 18px; }
.psa-share-label { font-weight: 600; color: var(--navy); margin-right: 4px; }
.psa-share-row a, .psa-share-row button { display: inline-flex; align-items: center; gap: 6px; background: #fff; border: 1px solid var(--line); border-radius: 30px; padding: 8px 16px; font: 600 14.5px "Inter", "Segoe UI", Arial, sans-serif; color: var(--navy) !important; text-decoration: none !important; cursor: pointer; }
.psa-share-row a:hover, .psa-share-row button:hover { border-color: var(--gold); background: #fffaf0; }
.psa-mini-menu { display: flex; flex-wrap: wrap; justify-content: center; gap: 4px 6px; font-size: 14.5px; }
.psa-mini-menu a { color: var(--muted) !important; text-decoration: none !important; padding: 4px 8px; border-radius: 6px; }
.psa-mini-menu a:hover { color: var(--navy) !important; background: #fff; }
.psa-mini-menu a + a::before { content: none; }
.psa-mini-menu .sep { color: #c5c9d0; }
.psa-pageend { background: #fff; }
.psa-share-row a, .psa-share-row button { background: var(--cream); }

/* Language selector */
.psa-globe { flex-shrink: 0; }
.psa-lang .psa-menu-link { font-weight: 600; font-size: 15px; }
.psa-dd-panel.psa-dd-right { left: auto; right: 0; min-width: 200px; }
.psa-dd-panel a.soon { color: #9aa1ab !important; cursor: default; }
.psa-dd-panel a.soon:hover { background: none; }
.psa-dd-panel a small { font-size: 12.5px; color: #9aa1ab; }
@media (max-width: 991px) { .psa-dd-panel.psa-dd-right { min-width: 0; } }
.psa-pageend .psa-share-row { margin-bottom: 0; }