Enter your own estimates. The four options can have different prices, expenses, timelines and risks. Figures shown initially are hypothetical examples, not market quotes or offers.
1. Shared property information
Each option below has separate fields for closing costs, tax prorations, concessions, and additional carrying costs. Property taxes, HOA dues, escrow adjustments and liens can change final figures.
2. Compare your four options
Sell With a Realtor
Compensation is negotiable; the example is not a standard rate.
For Sale By Owner (FSBO)
Selling without a listing agent does not eliminate all transaction costs.
Renovate, Then Sell
A higher sale price does not guarantee higher net proceeds.
Direct Cash Sale
A direct offer is not guaranteed; verify buyer readiness and contract terms.
3. Estimated proceeds comparison
Printing is handled by your browser. PSA does not receive the entered amounts. This page uses no analytics events containing amounts, mortgage balances, or other financial entries.
Free learning resources
Use the calculator and download the worksheet without registering. If you'd like future homeowner education by email, you may choose to subscribe separately.
Learn about each selling method
Selling With a Realtor
Marketing, representation, negotiated fees, and contract considerations.
For Sale By Owner
Pricing, advertising, contracts, disclosures, and buyer verification.
Renovate Before Selling
Compare renovation spending against potential net proceeds.
Selling Directly for Cash
Review offer terms, timing, costs, and potential trade-offs.
Educational estimates only. Actual settlement amounts depend on contracts, title, lender payoff statements, property taxes, insurance, HOA obligations, fees, and other adjustments. Consult qualified professionals for transaction-specific legal, tax, financial, or brokerage advice.
